What Is The Health Matching Account?

See And Feel The Power Of Our Matching

With the cost of your health care constantly on the rise, the Health Matching Account (HMA®) is the best product that you can own to protect yourself and your family from health care expenses that are not covered by your health insurance or Medicare. The HMA® can be conveniently used to pay for most out-of-pocket, medical expenses including deductibles, copays, coinsurance and pharmacy costs. You can use the HMA® to pay for most any of the medical expenses that are essential for you to have on an annual basis like your dental and vision costs. The HMA® also empowers you with the freedom to choose those procedures that have always been appealing to you but that you have put off or could never afford before including MD elective procedures such as lasik, plastic surgery, fertility procedures and more!

The Health Matching Account (HMA®) Is Your Health Care Cost Solution!

The HMA® Pays Not Only For The Medical Services That You Need But Also For Any Elective Procedures That You Want.

The HMA®(Health Matching Account) is the ultimate medical savings product available that will bring you life-changing health and financial benefits. The HMA® will allow you to not only be able to save money on your out-of-pocket, medical expenses that your health insurance and Medicare does not cover, but through these medical benefits you are receiving each and every month, over time, you can also secure the ability to save money on your health insurance or Medicare plan.

How Is This Possible?

The HMA® secures you up to $2 in medical benefits or more for every $1 above and beyond what you contribute into your plan on a monthly basis as the program progresses. These kind of medical benefits may allow you over time to raise your health insurance deductibles to higher levels and thereby significantly reduce what you pay for your monthly health insurance premiums because now you will have your HMA® to pay for most of your out-of-pocket, medical cost obligations up to the higher deductible level where your health insurance coverage would finally take over.

In addition, your pharmacy prescriptions as well as your dental and vision expenses, which are typically not covered under a major-medical health plan and many Medicare plans can also be taken care of with your HMA® plan. The HMA® empowers you with a plan that will deliver you more health care purchasing power than ever before.

Your HMA® Medical Benefit plan can be used at most any of your medical providers to pay for your out-of-pocket, medical services. This includes your copays, coinsurance and deductibles up to the amount of your available HMA® medical benefits that you have in your plan at the time of the claim.

You can access your HMA® plan benefits to pay for your qualifying medical needs by presenting your HMA® Medical Benefits ID Card at your health care providers at the time of service. A digital version of the HMA® Medical Benefits ID Card will be available in each participant’s member portal. Your providers will then verify both the eligibility of the service and that you have a sufficient amount of medical benefits available in your HMA® plan to pay for this medical expense. No further action will need to be taken by the HMA® participant at their providers. You can check your current amount of HMA® medical benefits any time either on your HMA® member portal or mobile app.


The HMA® is not health insurance.