What Is The Health Matching Account?

See And Feel The Power Of Our Matching

With the cost of your health care constantly on the rise, the Health Matching Account (HMA®) is the best product that you can own to protect yourself and your family from health care expenses that are not covered by your health insurance or Medicare. The HMA® can be conveniently used to pay for most out-of-pocket, medical expenses including deductibles, copays, coinsurance and pharmacy costs by simply swiping your HMA® Medical Reimbursement Visa® Prepaid Card at your medical providers. You can use the HMA® to pay for most any of the medical expenses that are essential for you to have on an annual basis such as your dental and vision costs. The HMA® also empowers you with the freedom to choose those procedures that have always been appealing to you but that maybe you could not afford or always put off before including MD elective procedures such as lasik, plastic surgery, fertility procedures and more!

The Health Matching Account (HMA®) Is Your Health Care Cost Solution!

The HMA® Pays Not Only For The Medical Services That You Need But Also For Any Elective Procedures That You Want.

The HMA®(Health Matching Account) is the ultimate medical savings plan available that will bring you life-changing health and financial benefits. The HMA® will allow you to not only be able to save money on your out-of-pocket, medical expenses that your health insurance and Medicare does not cover, but through the medical benefits you are receiving each and every month, over time, you can also secure the ability to save money on your health insurance or Medicare plan.

How Is This Possible?

The HMA® secures you up to $2 in medical benefits or more for every $1 above and beyond what you contribute into your plan on a monthly basis as the program progresses. These kind of medical benefits may allow you over time to raise your health insurance deductibles to higher levels and thereby significantly reduce what you pay for your monthly health insurance premiums because now you will have your HMA® to pay for most of your out-of-pocket, medical cost obligations up to the higher deductible level where your health insurance coverage would finally take over.

In addition, your pharmacy prescriptions as well as your dental and vision expenses, which are typically not covered under a major-medical health plan and many Medicare plans can also be taken care of with your HMA® plan. The HMA® empowers you with a plan that will deliver you more health care purchasing power than ever before. The HMA® will provide you with the freedom to opt for various MD elective procedures that you might have not been able to previously afford or those that you have always wanted or recently realized you needed such as lasik, plastic surgery, fertility procedures, hair transplants and many more!

Your HMA® Medical Reimbursement Visa® Prepaid Card can be swiped at the point-of-service at your medical providers to pay for most of your out-of-pocket, medical services. This includes your copays, coinsurance and deductibles up to the amount of your available HMA® medical benefits at the time of the claim, which can be checked any time either on your HMA® member portal or mobile app.


The HMA® is not health insurance.
The HMA® Medical Reimbursement Visa® Prepaid Commercial Credit Cards are issued by Celtic Bank.