Ways To Offer The HMA® To Your Employees
| Note: The HMA® is portable with your employees if they leave your organization, and HMAS® will update their monthly payment information if necessary|
The Health Matching Account (HMA®) is a medical savings plan designed exclusively to pay for most of your employees’ out-of-pocket, medical expenses including their dental and vision needs as well as copays, deductibles and coinsurance that would not be covered by their company or their individual major-medical insurance plan and Medicare. As an added benefit, in addition to covering the necessary expenses that health insurance or Medicare will not, the HMA® can also be used to pay for any elective procedures (with MD surgeons only) that your employees feel like they need or have always wanted but could not afford before such as plastic surgery, lasik and fertility procedures among many others. The HMA® creates more health care purchasing power and freedom for your employees and leads to additional health care savings for individuals and families by covering a larger portion of their out-of-pocket, medical expenses than any other medical savings plan available.
You and your employees can choose from our 11 different monthly, contribution options ranging from as low as $40 per month to as much as $725 per month (not including maintenance fees) that will be able to fit into any family or employer’s budget. Once the monthly payment plan has been selected, your employees can begin to enjoy the guaranteed and substantial HMA® monthly match that they will receive each month that is added to their monthly contribution. This monthly medical benefit match will increase each and every month that the plan is not used until your employees are receiving access to up to $2 or more in medical benefits for every $1 above and beyond what is paid into their HMA® plan on a monthly basis as the program progresses.
The Health Matching Account Services HMRA® Program is not health insurance.
The HMRA® Medical Reimbursement Visa® Prepaid Commercial Credit Cards are issued by Celtic Bank. Health Matching Reimbursement Accounts are a patent-protected product.
Claim cost and frequency may vary by group. Charges and fees may vary by group. This is not an illustration or a formal quote. Ask your broker for a formal quote.