1) The HMA® Is Better Than Medicare Supplemental Products
- No Underwriting Or Unexpected Annual Rate Increases: HMA® monthly contribution rates are fixed
- Better Matching And Flexibility: The HMA® can be used for most 213(d) and MD medical expenses as well as your pharmacy prescription costs. This includes services not typically covered by most health insurance and Medicare plans like your dental and vision expenses. The HMA® does not need to be paired with a high deductible health plan, AND you can also continue to contribute towards your HMA® after age 65 if you are on a Medicare Advantage plan
- Find The HMA® Product That Fits Your Budget: You choose the amount you want to contribute each month into the program from one of our 10 different monthly contribution options that can fit into any family’s monthly finances
- Real Healthcare Savings Because The Monthly Medical Match Of The HMA® Is Guaranteed: Your medical savings program will grow an average of $2 in medical matching for every $1 that you contribute on a monthly basis into your program as the program progresses and will provide you with more healthcare purchasing power than ever before
- Empower Yourself Not The Insurance Companies: WHY LEASE YOUR MEDICAL MATCHING WHEN YOU CAN OWN THEM INSTEAD? Your unused HMA® medical matching that you receive each month will carry over each year as your program matching continues to build until YOU decide how you wish to use them
2) The HMA® Is Your Ideal Dental And Vision Program To Pair With Medicare
- Overcome The Limitations With Medicare Dental And Vision Coverage: Dental care is not seen as medically necessary by Medicare. Standard Medicare generally does not cover dental, but Part A may help with certain dental service in the hospital. Vision care is also not seen as medically necessary. Standard Medicare does not cover eye exams, eyeglasses or other related vision services. Medicare Part B may cover some things for vision including preventive or diagnostic eye exams, including glaucoma tests, cataract surgery and prescription lenses or eyeglasses in certain situations. Meanwhile, the HMA® will pay for most all of your dental and vision needs at your dentist (DDS) and optometrist (OD)
- Avoid Overpriced And Limited Dental And Vision Plans: While the HMA® continues to build increasing medical matching for you each month, dental and vision plans typically contain very limited matching in general, especially for certain important dental and vision procedures. Whereas HMA® monthly contributions are fixed at the level of your choosing, many dental and vision plans are overpriced to begin with for the matching offered and have the potential to increase in cost each year based on what the insurance company decides
- Secure Access To Dental And Vision Procedures You Need: Most dental and vision plans will not cover elective surgeries like veneers and lasik while the HMA® pays for most MD, dentist (DDS) and optometrist (OD) procedures
Fill The Holes In Your Medicare Plans With The HMA® (9 min)
HMAS® is not health insurance.