The Health Matching Account (HMA®) is a non-qualified, medical benefit savings product that pays for most out-of-pocket, medical expenses that your health insurance and Medicare does not cover. You can access your HMA® program benefits to pay for your qualifying medical needs by using your HMA® Medical Benefits ID Card with your health care providers. Health Matching Account Services will work with your providers to verify both the eligibility of the service and that you have a sufficient amount of medical benefits available in your HMA® program to pay for this medical expense. No further action will need to be taken by the HMA® participant at their providers.
The medical services listed below can be paid for with your HMA® Medical Benefits ID Card and covers a vast majority of qualifying, 213 (d) medical expenses.
HMA® List Of Approved Services
- Elective Procedures (Lasik, Plastic Surgery, etc. with MD surgeons only)
- Ambulance Services
- Chiropodists, Podiatrists
- Chiropractors (2 routine adjustments per month, $150 max)
- Counseling Service: performed by PsyD or PhD
- Dentists, Orthodontists
- Drug Stores, Pharmacies (no sundries)
- Hearing Aid: Sales, Service, Supply Stores
- Hospitals
- Hospital Equipment
- Laboratory / Medical / Dental / Ophthalmic
- Medical and Dental Laboratories
- Opticians, Optical Goods and Eyeglasses
- Optometrists, Ophthalmologists
- Prosthetic Devices
- Osteopathic Physicians
The HMA® is not health insurance.