10 Reasons You Will Need The HMA®

The Health Matching Account has 10 different monthly contribution levels starting as low as only $84 per month that will fit into any family’s budget.

As a reward for staying healthy and allowing your HMA® medical balance to grow, once you build your HMA® medical matching up to the target cap of your choosing (anywhere from $5,000 in the HMA® 5000 program to $60,000 in the HMA® 60000 program), you are no longer required to make your full, monthly contribution and will only have to pay monthly maintenance fees to keep your program in force until you use your matching on another medical service.

The monthly, medical matching awarded into your HMA® program above and beyond what you contribute will continue to increase for you as long as your program is in good standing. Your HMA® will match your monthly contributions with an average of $2 in medical matching for every $1 above and beyond what you contribute into your program over time. This match can help you to secure significant medical savings along the way on your eligible medical expenses both before and after you reach your paid-up, target medical cap..

You can easily enroll into the Health Matching Account product of your choice in five minutes! Unlike health insurance, the HMA® requires no upfront underwriting and will also allow you to cover every member in your household under the age of 26.

Unlike certain health insurance plans, the Health Matching Account, which is not health insurance, will not only pay for medical services for anyone with pre-existing conditions, but even better, every HMA® customer is charged the same monthly rate on all 10 HMA® products regardless of their current health status.

With the HMA®, the matching that you accrue each and every month will continue to build and roll over year-to-year until you decide how you wish to use it on your eligible medical expenses.

You will always know where you stand with your HMA® program. You will be able to check the total amount of your current HMA® available medical matching and transaction history, which will be updated on a daily basis, through your HMA® online member portal and mobile app. These tools will also provide you with access to other valuable resources to help you understand all of the advantages that your HMA® plan provides you.

Even when you pass away, your family or loved ones can still retain the HMA® medical matching you have accumulated. You are permitted to appoint a designated beneficiary to continue the HMA® program you started so that you can pass on this valuable gift on to your next generation and help them secure additional savings for their future medical needs as well.

The HMA® program also comes included with full access to 852,000 participating providers across all of our valuable savings programs and services through the Platinum HMAS® Plan. The HMAS® Pharmacy Discount Program includes the HMAS® Prescription Price Reduction Program and grants you access to over 67,000 pharmacies across the country. The discount price and not the retail price will come off your HMA® medical balance because HMAS® is passing the discounts on to you. Also included in the HMAS® Pharmacy Discount Program is the HMAS® Acute Zero Cost Prescription Drug Program where you can enjoy access to important and necessary prescriptions your doctors prescribe routinely at no additional cost to you and your HMA®.

In addition to pharmacy discounts, the Platinum HMAS® plan also helps to stretch your HMA® medical balance even further by coming included with the HMAS® dental and vision discount programs. With the HMAS® Vision Discount Program, you will have access to over 12,000 optical centers including major chains and independent eye care centers through the country and become eligible to receive savings of 10% and up to 50% on many prescription eyeglasses, frames, lenses and surgical procedures such as PRK and Lasik at participating providers. With the HMAS® Dental Discount Program, you will have access to over 262,000 participating dental locations across the United States and become eligible to receive savings of 15% and up to 50% per visit on average at participating providers for many dental services including cleanings, x-rays, fillings, root canals, crowns, bridges and orthodontia.

The Platinum HMAS® Plan also includes the valuable HMAS® Medical Discount Program that provides access to a network which includes more than 1,300 hospitals, 60,000 ancillary facilities and 450,000 medical practioners, labs and radiology locations throughout the United States. By utilizing the HMAS® Medical Discount Program, you become eligible for cost savings typically ranging from 10% to as much as 39% off medical services for doctors, specialists, hospitals and other medical facilities.